Benfits Hotline

1. Use
In consideration of benefitshotline.co.uk ('Benefits Hotline') granting access to the website ('the Site'), you agree to be bound by the terms and conditions of this Agreement
2. Ownership Intellectual Property
The content of the Site, its design, text, graphics, illustrations and images are unless otherwise stated copyright of Benefits Hotline. Unauthorised use is strictly prohibited. All title to, ownership of and intellectual property rights in the Site are owned by Benefits Hotline. No licence is granted or rights given in any way to users of the Site.
3. Reproduction
The content of this website page and all other pages may not be copied, reproduced or distributed in any form, in whole or in part, without written permission from Benefits Hotline.
4. Accuracy of information and limitation of liability
Benefits Hotline and and its agents take reasonable care that the advice they give and the accuracy of the content of this website is correct on the basis of the most current information available to it. Benefits Hotline gives advice in good faith. However, the subject matter is very complicated, often open to interpretation, often changes without notice, and is subject to legal precedent without notice. As a user you acknowledge and accept that: Benefits Hotline and its agents cannot and have not checked the accuracy of advice and information provided; that this advice and information may include errors; and that while Benefits Hotline and its agents try to be accurate and up-to-date, neither will be responsible for errors, omissions or misleading advice or information. To the maximum extent permitted by law, Benefits Hotline will not be liable to you under any circumstances for any loss or damage arising from the use of, or reliance on the advice we or our agents give or the information taken from the Site.
5. Equal Opportunities
Benefits Hotline will not knowingly give advice which shows any preference, limitation or discrimination based on race, colour, religion, gender, handicap, family status, national origin or intention to make any such preference, limitation or discrimination.
6. Disclaimer
Benefits Hotline accepts no liability for any actions arising from advice given by the website or by our advice agents.
7. Exclusion of Liability
In no event shall Benefits Hotline nor its employees or agents be liable for any damage whatsoever including direct, indirect, consequential, financial loss or special damages by you or any third party, even if Benefits Hotline or its agents have been advised of the possibility of such damages. Benefits Hotline and agents shall have no liability for any personal injury to or death of you or any third party unless caused directly by a negligent act or omission on the part of Benefits Hotline.
8. No warranties
Any information on the Site is provided without warranty of any kind. Benefits Hotline, its employees and agents make no warranties, either express or implied, including the warranties of merchantability and fitness for a particular purpose to the full extent permitted by law. Benefits Hotline provides the Site and its advice on an "as is" basis. Benefits Hotline will not accept liability for the breach of any alleged warranty.
9. Limitation of Liability
Benefits Hotline and its agents shall not in any event be liable to return money received or pay compensation or damages to you or any third party for whatever reason in excess of one month's subscription.
10. Data Protection
As a condition of use of the Site, you agree and consent that Benefits Hotline and agents may provide the sponsor that paid for your access to the Site with your contact information (i.e. your name, email and physical / postal address and / or other contact details) for all purposes directly connected with your advice request [subject to our privacy policy].
11. Indemnity
As a condition of use of the Site, you agree to indemnify and keep indemnified Benefits Hotline and agents from and against any liability, damage or loss that Benefits Hotline incurs or suffers as a result of any action, non performance or omission on your part.
12. Payment
Subscription payment is due into our account thirty days after an agreement to provide service. Service may be discontinued without notice or prejudice if payment is not in our account by the prescribed date. 'On demand' payment must be made before service is provided.
13. 'Advice requests' and 'Advice responses'
Charging is based on 'advice responses'. Benefits Hotline will be the sole authority on what constitutes an 'advice request' and an 'advice response'. A single call or enquiry may be deemed to constitute two or more 'advice requests' and 'advice reponses'. Before providing a second or subsequent advice response, the Benefits Hotline agent will explain to the advisee that they will face an extra charge to proceed.
14. General
14.1 No variation to these terms shall be binding unless agreed in writing between an authorised representative of Benefits Hotline and you ("writing" includes telex, email, facsimile transmission and comparable means of communication).
14.2 Benefits Hotline's employees or agents are not authorised to make any representations concerning the services provided by Benefits Hotline unless confirmed by Benefits Hotline in writing. By using the Site you acknowledge that you do not rely on, and waive any claim for breach of, any such representations which are not so confirmed.
14.3 Benefits Hotline reserves the right to vary and amend the contents of the Site (or any part of it) at its discretion and without notice and excludes any resulting liability.
14.4 A person who is not a party to any agreement made between you and Benefits Hotline has no right to enforce any term of that agreement under the Contracts (Rights of Third Parties) Act 1999 and the parties do not intend that and intend that any third party rights are created by such agreement.
14.5 If at any time any provision of this Agreement is or becomes invalid, illegal or unenforceable in any respect under the law of any jurisdiction, that provision shall be deleted for the purposes of that jurisdiction, so long as the commercial purpose of this Agreement is still capable of performance and the deletion shall not affect or impair the validity, legality or enforceability in that jurisdiction (or any other jurisdiction) of any other provision of this Agreement.
14.6 This Agreement does not exclude any remedies provided by law
14.7 This Agreement is governed by the laws of England and the parties submit to the non-exclusive jurisdiction of the High Court, London.